RDS Services, LLC, National Director, Managing the analysis of the Federal Retiree Drug Subsidy program in fifty states. The 7.5 billion-dollar subsidy program developed utilization for 4633 plan sponsors. Produced written, audio visual media and compiled reviews of all worldwide national health systems from 1889 (German Kaiser) to the 2009 passing of the Affordable Care Act in the United States. Publication of a book considered an authoritative source concerning Medicare Advantage plans entitled Medicare Entitlements Exposed: How the Medicare Savings Account Will Change Healthcare Delivery in America, published in 2013. Developed the only Consumer Directed (Medicare Advantage Medical Savings Account)