Ronald E. Bachman is an actuary, author, teacher, and healthcare consultant. He has been at the center of U.S. health care transformation advancing free market solutions to lower the number of uninsureds, expand mental health coverage, and promote the concept of healthcare consumerism. Bachman is a retired principle from PricewaterhouseCoopers, where he consulted to a broad range of clients including employers, HMOs, hospitals, physicians, indemnity carriers, BlueCross BlueShield plans, as well as State and Federal Agencies. He is currently the President and CEO of Healthcare Visions, a thought leadership firm dedicated to advancing ideas and policy initiatives that are impacting the U.S. healthcare market. Bachman is also a Senior Fellow at the National Center for Policy Analysis, the Wye River Group on Health, Newt Gingrich's Center for Health Transformation, the Georgia Public Policy Foundation, and an Adviser to the Goodman Policy Institute. Promoting Healthcare Consumerism. In 2001 Bachman initiated the concept of account based healthcare with the Bush White House and Treasury and the introduction of the 2002 Health Reimbursement Arrangements (HRAs). He provided policy input in 2003 on Health Savings Accounts (HSAs). He provided input on Mental Health issues during the 2009-10 development of the Affordable Care Act. Bachman is currently an expert resource to the Senate Health Committee that is looking into Repeal and Replace legislation. Ron is a graduate of Georgia State University with an M.A.S and a B.S. in Applied Mathematics from Georgia Tech. Ron's most recent book published in 2017 is “Understanding Healthcare Consumerism: Practical Strategies and Actionable Insights.” A sampling of his writings include: “Consumer-Driven Healthcare — The Future is Now”, “Giving Patients More Control”, “An Employer's Guide to Patient-Directed Healthcare Benefits”, “A Legislator's Guide to Creating an HSA State”, “An American Solution to Healthcare”, “Depression is a Bottom Line Issue — If CEO's Only Knew”, and “Corporate Readiness for Healthcare Consumerism.” Ron has been Chairman of the Editorial Advisory Board for Field Media and the Institute for Healthcare Consumerism. Bachman has been on boards for Skyland Trail, Bryan University, the Georgia Charity Care Network, HINRI Labs, and Jacobs Ladder Autism Center.